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According to the National Center for Education Statistics, 117,108 school districts provided elementary and secondary education in 1939-40.

By 2006-07, the number of districts had dropped to 13,862, a decline of 88 percent.

When your debts are piling up and you are unsure of how to meet monthly payments, one option is debt consolidation.The most common form of policy is a state aid program designed to encourage district reorganization, typically in the form of consolidation, by providing additional money for operations or capital projects during the transition to the new form of organization.John Yinger (left) and William Duncombe, both professors at Syracuse University's Maxwell School of Citizenship and Public Affairs, have studied the economics of size in public education.Photo by Candi Patterson/Center for Policy Research, Syracuse University The aid bonus from consolidation can be quite large.In New York, consolidating districts may receive an increase in their basic operating aid of up to 40 percent for five years, with declining increases for an additional nine years.

In effect, multiple debts are combined into a single, larger piece of debt, usually with more favorable pay-off terms: a lower interest rate, lower monthly payment or both.